I have worked constantly since age 14.
Graduated with honors, a Management Degree, and $23,000 in debt. Aced my economics and finance courses. After college, I studied hard, earning my Series 7 and 66 licenses, then two state insurance licenses so that I could start working as a financial advisor. I quit due to the misguided ethics behind our commission structure despite earning sales awards.
Next, I tried entrepreneurship. Took out $40,000 in loans to finance a radical idea for a Web site. When it failed, my loans were still due. No bailouts, no begging. I started working 50+ hrs/wk in administration for a healthcare startup company to repay the debts. There, I’m still fortunate enough to recruit nurses, manage a Web site, and answer questions for 200 nurses about their 401(k) plans. It’s hard work, but I enjoy the challenge.
Months ago, I discovered several potentially cancerous growths and had them removed. Fortunately, they were benign, but the additional debt burden left me insolvent since I can’t afford health insurance.
Bankruptcy is now my only exit strategy.
We are the 99%.